Extra coverage Accident & illness

Extra coverage for life’s surprises

Accident, critical illness and hospital indemnity insurance can pay you money when something unexpected happens. Here is how each one works.

  • Bakersfield & Kern Countyand across the Central Valley
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  • Mon–Fri, 8 AM–5 PMafter hours by appointment

Three questions

How can we help you?

Step 1: which coverage are you thinking about?

Nothing here signs you up for anything. You choose what happens next.

Extra coverage

What these plans are for

Accident insurance pays set benefits after covered accidental injuries or treatment, such as an emergency-room visit or a broken bone.

Critical illness insurance may pay a lump sum after a covered diagnosis, while hospital indemnity insurance pays set amounts for covered admissions or days in the hospital.

These policies are not replacements for health insurance. Benefits, exclusions, waiting periods and covered events differ, so read the policy details before you decide.

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Coverage Pedro can help with

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Next step

Ready when you are

Answer three questions, or talk through extra coverage options with Pedro.