Guides Plain language

Short answers to the questions people ask

Plain-language guides to Medicare, health, life, dental, vision and extra coverage.

  • Bakersfield & Kern Countyand across the Central Valley
  • English & Spanishhelp in the language you prefer
  • Mon–Fri, 8 AM–5 PMafter hours by appointment

Written to be easy to read

Short sentences and everyday words. If something is still unclear, call or text Pedro and ask.

Health under 65

How individual and family plans work, including Covered California.

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Turning 65

What happens in the months around your 65th birthday, and what to do.

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Medicare Advantage

What Part C is, in plain words.

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Part D

How prescription drug coverage sits alongside the rest.

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Dental & Vision

What these plans cover, and what to check before you choose.

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Life insurance

Term, whole life, final expense and the DIME calculator.

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Next step

Still stuck?

Answer three questions, or call or text Pedro at (661) 379‑7726.